It comes packed with a robust cash back rewards program, no annual fee, and even includes a credit for good grades. It’s just like the original Discover it® Cash Back, but designed for college and university students.. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. The best credit cards for college students typically offer cash back, rewards and other perks like low interest rates. To select our picks for student cards, we compared products on the market with related benefits and rewards. The best credit cards for cash back, travel and balance transfers — plus our top picks for students, Amazon and Whole Foods shoppers and Apple Pay enthusiasts. The Discover it Student Cash Back card offers no annual fee, a generous 5% cash back on rotating spending categories, and an exceptional match of all of the cash … This card could be a good fit for students who want to earn cash rewards on everyday purchases, and without paying an annual fee. The Discover it Student Cash Back tops our list as the best credit card for students because of its rewards rates and special perks. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. From making the most of your cash back credit card, to using your credit card overseas – find out how you can boost your finances and your lifestyle. 1. Discover it® Student Cash Back is a student credit card that helps you build a good credit history while earning up to 5 percent cash back on rotating categories. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59). That can mean earning money for the purchases you make and establishing strong financial habits at the same time. Overall best student credit card in Canada. As an example, let’s take the Discover it® Student Cash Back—in my opinion one of the best student cards available right now. Feel secure with cell phone protection up to $600. That’s a helpful tool for students who need to make purchases at the beginning of the school year, but can’t afford to pay it all off at once. The Discover it Student Cash Back credit card comes with two reward rates. College students. A student card that rivals some of the best cash back cards on the market. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases. Once approved, you'll automatically start earning cash back on all purchases. But there's an important caveat here. Below are our picks for the 5 best student credit cards. Money on prepaid cards is classed as 'electronic money', and all prepaid card providers have to hold your cash in a bank account ringfenced from their own operating cash. See Bankrate's favorite student credit cards for 2020. Best student credit cards. Unlike most student card options, the Bank of America® Cash Rewards Credit Card for Students allows students to carry a new balance for a year before they’re charged interest. Start building a healthy credit history, plus earn cash back every time you spend with our no annual fee Student CashBack Mastercard. Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover card designed for your lifestyle, on campus and off. The Discover it® Student Cash Back is one of the most rewarding student credit cards. Luckily, student credit cards don’t usually have annual fees. Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59). Learn all about the credit card hacks you need to know to help you save money and redeem rewards. The Bank of America Student Cash Rewards card credit score requirement is fair credit. It offers up to 3% cash back on eligible purchases, a $200 signup bonus after you spend $1,000 in your first 90 days, a 0% intro APR period on purchases and balance transfers and it has no annual fee. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the … You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Redeem your Cash Back rewards There is no minimum to redeem for cash back. Students who plan to use their credit card often may be able to get more cash back with other student credit cards. The Bank of America® Cash Rewards for Students is essentially the same card as the Bank of America® Cash Rewards Credit Card, except it’s made for students. But with the Bank of America Cash Rewards Card for students (described above), you could earn more. The rewards … Pro tip: Make all payments on time to make the most of your cash back rewards structure with the Journey Student Rewards from Capital One. First, earn 5% cash back on rotating categories that change and must be activated quarterly. We narrowed the winners to cards with additional standout features. Find the right student card that fits your needs. Whether you're brand new or already have some credit history, the Discover it ® Student Cash Back card lets you earn helpful rewards while growing your credit score with responsible use. MAXIMIZING CREDIT CARD REWARDS . Rewards program: Many student cards have solid rewards programs to let you earn cash back or points on common purchases. 11 Builds credit with responsible use : Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Best credit cards for December 2020. Our experts at CreditCards.com analyzed 109 student credit card offers to find our top recommendations. For example, students can get an unsecured card with rewards, no annual fee, and low fees overall—such a product doesn’t really exist for non-students with no credit history. If you’d like to earn rewards points, which you can redeem for merchandise, gift cards or travel, an everyday rewards card or travel visa is a great option. Apply for one online. v3.8.0.1003 Powered By Student credit cards are simply credit cards that are marketed to students. Each TD Credit Card comes with its own set of features that may benefit you. In that event, your money would be protected as it'd be in a separate account. But above all — start building your credit. (Max spend $1,500 per quarter, activation required) Credit cards and college can be a dangerous combination, no question. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Why this is one of the best student credit cards: The Chase Freedom Unlimited Card earns 5% cash back on grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year, 5% cash back on travel purchased through Chase Ultimate Rewards, and 3% cash back on dining and drugstore purchases. All rights reserved. Earn while you learn with student credit card. They work exactly the same, but student cards carry lower credit limits and offer students an increased likelihood of approval. Student credit cards are a bit different than other first credit cards, because credit card issuers tend to give better offers to students than non-students in similar financial situations. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. BofA will also take other factors into consideration when looking at your application, such as your income, existing debts and overall creditworthiness. Although the broader consumer credit card world has dozens of travel rewards credit cards, the number of travel-focused student credit cards is limited — but you still have other rewards options. Late payments are subject to up to a $39 penalty fee. Feel secure with cell phone protection up to $600. But you could get it even with a limited credit history, which means less than 3 years of financial activity. Discover it® Student Cash Back AC Cash Account Welcome to AC Cash Online Portal Parents Students Employees Guests Copyright © 2020 ITC Systems. Scotiabank has designed credit cards for students so they can choose the suitable student credit cards among all. In particular, a general cash back credit card can be a great tool while you travel, both domestically and abroad, providing a little extra boost to your bottom line no matter where you use your card. This mitigates against the risk of the card issuer going bust. 4 Certain restrictions, limits and exclusions apply. Get the right student credit card and enjoy travel rewards or earn cash back on everyday purchases. Apply Now for Bank of America ® Cash Rewards credit card for Students † Terms & Conditions for Bank of America ® Cash Rewards credit card for Students Card Details Earn 3% cash back in the category of your choice, from online shopping to off-campus dining and more As you build credit with a student credit card, you'll have the added benefit of rewards like cash back, free credit score monitoring or incentives to maintain good grades. Look for a student card that will reward you for the types of purchases you make the most. The HSBC Cash Rewards Mastercard® credit card Student Account is only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. Best prepaid credit card for students: KOHO Visa: Extra 1% cash back for the first 3 months : Best prepaid credit card for students with no fx fees: Stack Mastercard: None: Review all 10 top student credit cards here. May be able to get more Cash back on everyday purchases best credit comes! Itc Systems select our picks for the 5 best student credit cards student cash card 2020 receive a credit... Activation required ) credit cards don ’ t usually have annual fees 2020 ITC Systems card hacks need... Late payments are subject to up to $ 600 your money would protected... 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